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Capital Gains

Capital Gains Tax Calculator

Compute STCG & LTCG tax on equity, real estate, gold and debt MFs for FY 2024-25 and 2025-26 — with indexation and new 20% STCG rules.

1 asset
Asset 1
This calculator is for informational purposes only.
Confirm rates & results with your tax professional before filing returns.

Tax Rate Reference

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Listed Equity & Equity MFs

  • STCG (< 12 months): 20% flat (post 23 Jul 2024)
  • LTCG (≥ 12 months): 10% on gains above ₹1.25L (FY 25-26) / ₹1L (FY 24-25)
  • STT must be paid
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Real Estate

  • STCG (< 24 months): As per income slab
  • LTCG (≥ 24 months): 20% with indexation
  • No indexation for post Jul 2024 acquisitions
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Gold & Debt Mutual Funds

  • STCG (< 36 months): As per income slab
  • LTCG (≥ 36 months): 20% with indexation
  • Debt MF indexation removed post Apr 2023
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Indexation (CII)

  • Adjusts purchase cost for inflation
  • Uses Cost Inflation Index notified by CBDT
  • FY 2024-25 CII: 363 | FY 2025-26: 379
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