INCOME TAX2 Sept 2026
SIF ₹10 Lakh Entry: How The Threshold Really Works
SIFs now require a ₹10 lakh minimum investment. Good news: you need not put all ₹10 lakh in one strategy. The count is made across all SIF strategies from the same fund house, added at your PAN level. So, ₹6 lakh in one strategy and ₹4 lakh in another works. But money in different AMCs won't combine, and regular mutual fund holdings don't count. Sebi-accredited investors are exempt.
Key Statutory Highlights
- The ₹10 lakh minimum is calculated across all SIF strategies of the same AMC at the PAN level, not per strategy.
- Investments in different AMCs cannot be combined, and regular mutual fund holdings with the same AMC do not count toward the ₹10 lakh.
- Sebi-accredited investors are exempt from the ₹10 lakh minimum investment requirement.
Actionable Advice for Taxpayers / Founders:Before investing in a SIF, add up your SIF investments with one AMC under your PAN to confirm they reach ₹10 lakh; ask the AMC if an exemption applies.
Statutory Disclaimer: TaxQue Shorts are AI-assisted editorial briefs for compliance awareness. This brief passed the displayed source checks. This does not constitute formal legal or CA counsel.
TaxQue News Desk
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