INCOME TAX7 Sept 2026
Your biggest retirement risk may not be inflation. One risk you can't afford to ignore | Mint
Your biggest retirement risk isn't just inflation—it's outliving your savings. Indians now live longer: life expectancy rose from 49.7 years in 1976 to 70.3 in 2023. Experts advise planning your corpus to last till at least age 85–90, especially for women, who tend to live longer. Also, healthcare costs rise nearly double general inflation, so a flat inflation estimate could leave you 60–70% short. Stress-test your plan.
Key Statutory Highlights
- India's average life expectancy rose from 49.7 years in 1976 to 70.3 years in 2023, meaning retirement savings must stretch longer.
- Experts recommend planning and stress-testing your retirement corpus up to at least age 85–90, because women generally live longer than men.
- Healthcare inflation is close to double general inflation, so using a single flat rate could mean needing a corpus 60–70% larger.
Actionable Advice for Taxpayers / Founders:Review your retirement plan now: stress-test your corpus till at least age 85–90 and remember healthcare costs grow much faster than everyday expenses.
Statutory Disclaimer: TaxQue Shorts are AI-assisted editorial briefs for compliance awareness. This brief has not passed every source check; confirm the original notification before acting. This does not constitute formal legal or CA counsel.
TaxQue News Desk
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