GENERAL15 Sept 2026
UPI MDR Explained: Will Netflix, Amazon Prime Video, Disney+ Hotstar and other OTT AutoPay subscriptions become more expensive from October 15?
A new 0.4% UPI MDR (merchant discount rate) fee applies from October 15 on recurring UPI AutoPay payments above ₹2,000, such as utility bills and mutual fund SIPs. Reports say the charge will not apply to OTT subscription AutoPay like Netflix, Prime Video or Disney+ Hotstar, so those may stay unaffected. Check your AutoPay mandates and confirm the fee with your bank before October 15.
Key Statutory Highlights
- A new 0.4% UPI MDR charge applies from October 15 on recurring UPI AutoPay payments above ₹2,000.
- Reports say the new MDR charge will not apply to recurring OTT subscription payments such as Netflix, Prime Video or Disney+ Hotstar.
- The change also touches payments like utility bills, mutual fund SIPs and stock market investments.
- The impact differs for consumers, small vendors, large platforms and e-commerce platforms.
Actionable Advice for Taxpayers / Founders:Review your recurring UPI AutoPay mandates above ₹2,000 and check with your bank or platform whether the 0.4% MDR applies to you, so you are not caught off guard when the change takes effect on October 15.
Statutory Disclaimer: TaxQue Shorts are AI-assisted editorial briefs for compliance awareness. This brief has not passed every source check; confirm the original notification before acting. This does not constitute formal legal or CA counsel.
TaxQue News Desk
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