GENERAL16 Sept 2026
UPI MDR charges: What general users need to know about the new rules
New UPI (Unified Payments Interface) MDR rules now apply to some merchant transactions, so businesses may pay a fee on certain payments. Regular users are not affected. You can still use UPI for daily payments, QR payments and AutoPay with no transaction charges, as NPCI (National Payments Corporation of India) has clarified UPI stays free for consumers. So keep paying as usual.
Key Statutory Highlights
- New UPI MDR rules will apply only to select merchant transactions.
- Consumers can continue using UPI for daily payments, QR payments and AutoPay without transaction charges.
- NPCI has clarified that UPI services will continue without any cost to consumers.
Actionable Advice for Taxpayers / Founders:If you accept UPI payments at your business, ask your bank or payment provider how these MDR rules apply to your transactions, rather than assuming your current costs will stay the same.
Statutory Disclaimer: TaxQue Shorts are AI-assisted editorial briefs for compliance awareness. This brief has not passed every source check; confirm the original notification before acting. This does not constitute formal legal or CA counsel.
TaxQue News Desk
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