INCOME TAX25 Sept 2026
Top 5 FD rates: Suryoday, Jana, Ujjivan, Equitas and AU SFB compared for key tenures | Mint
Small finance banks are offering higher fixed deposit rates than bigger lenders, but the best rate applies only to one specific tenure. As of 23 September 2026, two-year rates range from 7.00% at AU to 7.65% at Ujjivan. Choose your tenure first, then compare banks, and check taxes, premature withdrawal rules and deposit insurance before you lock in.
Key Statutory Highlights
- Jana Small Finance Bank's highest rate is 8%, but it applies only to a tenure of two to three years.
- As of September 2026, two-year rates were 7.25% at Suryoday, 7.30% at Jana, 7.65% at Ujjivan, 7.55% at Equitas and 7.00% at AU Small Finance Bank.
- All the deposit rates mentioned are illustrative and subject to change, so investors should check the bank's official website for updated rates before investing.
Actionable Advice for Taxpayers / Founders:Before you book a fixed deposit, compare the rate for the exact tenure you want, confirm the current rate on the bank's official website, and check the tax on interest, the premature withdrawal terms and the deposit insurance cover.
Statutory Disclaimer: TaxQue Shorts are AI-assisted editorial briefs for compliance awareness. This brief has not passed every source check; confirm the original notification before acting. This does not constitute formal legal or CA counsel.
TaxQue News Desk
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