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The vacation-home dream—and the cost of keeping it alive | Mint
INCOME TAX
30 Sept 2026

The vacation-home dream—and the cost of keeping it alive | Mint

Buying a second home is nicer in theory than in practice. Owners like Gaurav Arora and Mangesh Zope found distance, upkeep and vacancies turned a lifestyle purchase into a small hospitality business. EMI, staff, repairs and maintenance quietly add up. Before you buy, budget the running costs honestly and check how often you will really visit.

Key Statutory Highlights

  • Gaurav Arora bought a Goa apartment for about ₹65 lakh in 2013, visited only about five times over ten years, and sold it in 2023 for roughly what he had paid.
  • Mangesh Zope bought land near Nashik for about ₹80 lakh in 2014, and his family spends roughly ₹12,000 a month on maintenance, plus ₹15,000-20,000 for a quarterly visit.
  • Owners also face property manager salaries, monsoon repairs, humidity damage to appliances, and society complaints about paying guests.
Actionable Advice for Taxpayers / Founders:If you are planning a vacation home, work out the full yearly running cost — maintenance, staff, repairs and travel — against how often you will actually use it, and consider speaking to a tax professional about how such costs and any rental income may be treated before you commit.
Statutory Disclaimer: TaxQue Shorts are AI-assisted editorial briefs for compliance awareness. This brief has not passed every source check; confirm the original notification before acting. This does not constitute formal legal or CA counsel.
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