INCOME TAX27 Sept 2026
The biggest threat to your retirement is you | Mint
A lifetime of saving prepares you for market ups and downs, but the real retirement risk is boredom. With free afternoons and easy trading apps, retirees tinker with good funds. A ₹2 crore corpus drawing 4% gives ₹8 lakh a year; losing two percentage points costs ₹4 lakh. Keep busy and keep your portfolio simple, so there is nothing to do.
Key Statutory Highlights
- A couple retiring with a ₹2 crore corpus and drawing 4% a year has ₹8 lakh to live on.
- If switching funds and waiting in cash cost two percentage points of return, that is ₹4 lakh a year, half of what they live on.
- Retired investors who stayed out of trouble were the ones who had something to do, not the ones with the largest corpus.
Actionable Advice for Taxpayers / Founders:Think about giving your retirement portfolio a settled, simple shape, with withdrawals automated and only a few funds, so acting on an idle afternoon takes real effort. At the same time, plan a regular pursuit or project for your afternoons. It may help to discuss these changes with your adviser before you make them.
Statutory Disclaimer: TaxQue Shorts are AI-assisted editorial briefs for compliance awareness. This brief has not passed every source check; confirm the original notification before acting. This does not constitute formal legal or CA counsel.
TaxQue News Desk
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