INCOME TAX5 Sept 2026
Shift to small cities, digital applications: Tier 2 and Tier 3 cities account for 64% of home-loan volumes: Report | Mint
Home loans are shifting beyond metros. Tier 2 and 3 cities accounted for 64% of home-loan volumes in 2025, says an SGA PR report. Digital lending is rising, with technology helping lenders serve smaller cities. By 2030, digital sourcing could cross 70% and AI underwriting become common. If you're buying a home, expect more options. Always check with certified experts before deciding.
Key Statutory Highlights
- Tier 2 and 3 cities accounted for 64% of home-loan volumes in 2025.
- An SGA PR report says smaller cities will drive India's next home loan growth wave.
- The report expects digital sourcing to cross 70% and AI-driven underwriting to become standard by 2030.
Actionable Advice for Taxpayers / Founders:Before taking a home loan, compare digital and traditional lenders and consult a certified expert to see what fits your finances.
Statutory Disclaimer: TaxQue Shorts are AI-assisted editorial briefs for compliance awareness. This brief has not passed every source check; confirm the original notification before acting. This does not constitute formal legal or CA counsel.
TaxQue News Desk
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