INCOME TAX14 Sept 2026
PPF Calculation: How a monthly investment of Rs 12,500 grows to Rs 55 lakh in 18 years
Your Public Provident Fund (PPF) account stays locked for 15 years. After that, you can extend it in blocks of five years, with or without putting in fresh money. A monthly investment of Rs 12,500 can grow to about Rs 55 lakh in 18 years. So if you are saving for a long-term goal, check your maturity date before you decide.
Key Statutory Highlights
- A PPF account has an initial lock-in period of 15 years.
- After that, the account can be extended in blocks of five years.
- A monthly investment of Rs 12,500 is shown to grow to Rs 55 lakh in 18 years.
Actionable Advice for Taxpayers / Founders:Check your PPF account's maturity date and decide whether to extend it, with or without fresh contributions. If you are unsure, speak to your tax advisor before acting.
Statutory Disclaimer: TaxQue Shorts are AI-assisted editorial briefs for compliance awareness. This brief has not passed every source check; confirm the original notification before acting. This does not constitute formal legal or CA counsel.
TaxQue News Desk
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