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Only 62 mn invest in MFs despite 500-550 mn UPI users in India: EY report
GENERAL
29 Sept 2026

Only 62 mn invest in MFs despite 500-550 mn UPI users in India: EY report

An EY report says only 62 million Indians invest in mutual funds, even though 500-550 million people use UPI. Investable household assets touched nearly $5.2 trillion in FY25, and individual investors now hold 18.7% of the Indian equity market, a two-decade high. So plenty of household money is still sitting outside mutual funds. If you are one of them, consider starting a small monthly investment.

Key Statutory Highlights

  • An EY report says only 62 million people in India invest in mutual funds, even though 500-550 million use UPI.
  • Investable household assets in India rose to nearly $5.2 trillion in FY25.
  • Individual investors' share of the Indian equity market reached a two-decade high of 18.7%.
Actionable Advice for Taxpayers / Founders:If your household savings are sitting idle and you have not started investing in mutual funds, consider talking to a registered advisor about beginning small, based on your own goals and comfort with risk. Nothing here guarantees a return.
Statutory Disclaimer: TaxQue Shorts are AI-assisted editorial briefs for compliance awareness. This brief has not passed every source check; confirm the original notification before acting. This does not constitute formal legal or CA counsel.
TaxQue News Desk
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