INCOME TAX7 Sept 2026
Moved abroad after retirement? Here's how an NRI can submit their life certificate without making a trip to India | Mint
Indian pensioners living abroad under EPS-95 must keep their life certificate valid every 12 months to keep receiving pension. If you cannot visit India or use digital authentication, you have other options: submit through a designated bank, use Aadhaar-based face authentication, or approach an Indian embassy. Confirm your bank can process a foreign submission, and test digital authentication before the deadline.
Key Statutory Highlights
- EPS-95 pensioners abroad must submit their life certificate every 12 months to avoid disruption in pension payments.
- A bank covered under the Second Schedule of the RBI Act can accept your life certificate through a designated officer, so you don't appear in person.
- Aadhaar-based face authentication works only if you have an active Aadhaar-linked Indian mobile number and compatible devices.
Actionable Advice for Taxpayers / Founders:Check with your designated bank about the documents and whether they can process a life certificate from abroad; if you plan to use face authentication, do a test run well before the deadline.
Statutory Disclaimer: TaxQue Shorts are AI-assisted editorial briefs for compliance awareness. This brief has not passed every source check; confirm the original notification before acting. This does not constitute formal legal or CA counsel.
TaxQue News Desk
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