INCOME TAX18 Sept 2026
Gold vs Nifty 50: What would ₹1 lakh invested 20 years ago be worth today? Check post-tax returns | Mint
Over the past 20 years, gold has beaten the Nifty 50, but what you keep depends on tax. ₹1 lakh in a Nifty 50 exchange-traded fund (ETF) grew to about ₹8.98 lakh, a gain near ₹7.98 lakh. Equity long-term gains up to ₹1.25 lakh a year are exempt; the rest is taxed at 12.5%. Gold ETFs get no such exemption, so check before you sell.
Key Statutory Highlights
- Over the past 20 years, gold has delivered a higher return than the Nifty 50.
- ₹1 lakh invested in a Nifty 50 ETF 20 years ago would have grown to about ₹8.98 lakh, a capital gain of roughly ₹7.98 lakh.
- Equity long-term gains up to ₹1.25 lakh in a year are exempt, but gold ETF long-term gains get no exemption and are taxed at 12.5%.
Actionable Advice for Taxpayers / Founders:Before selling any gold or equity fund holding, ask your CA to work out your holding period and the tax payable, since the two are taxed differently and your final take-home will change.
Statutory Disclaimer: TaxQue Shorts are AI-assisted editorial briefs for compliance awareness. This brief has not passed every source check; confirm the original notification before acting. This does not constitute formal legal or CA counsel.
TaxQue News Desk
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