INCOME TAX11 Sept 2026
Digital Credit and Inclusion Index: Borrowers from Tier II cities are driving India’s digital credit story, finds report | Mint
A new report says Tier-2 cities lead India's digital credit growth, scoring 58.64 on the Digital Credit and Inclusion Index (DCII) 2026, ahead of Tier-1 and Tier-3 cities. India's overall score is 55.85 out of 100. For business owners, smaller cities now look like a growing market for digital loans. If you lend or sell there, watch this shift closely.
Key Statutory Highlights
- Tier-2 cities scored an average of 58.64 on the Digital Credit and Inclusion Index 2026, ahead of both Tier-1 and Tier-3 cities.
- India's national score is 55.85 out of 100, placing it in the 'Emerging and Served' category.
- The study surveyed over 5,100 respondents across 100 cities in 20 states to see who uses digital credit and why.
Actionable Advice for Taxpayers / Founders:If you run a lending or retail business, review how your digital credit and payment options are received in Tier-2 cities. Speak to a certified expert before acting on this report or changing your business plan.
Statutory Disclaimer: TaxQue Shorts are AI-assisted editorial briefs for compliance awareness. This brief has not passed every source check; confirm the original notification before acting. This does not constitute formal legal or CA counsel.
TaxQue News Desk
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