GENERAL4 Oct 2026
Bandhan Bank Q2 Update: Loans grow 13% YoY, but sequential growth remains modest
Bandhan Bank's loans grew 13% year-on-year in the September quarter, though growth over the previous quarter stayed modest. Its current and savings account deposits, called CASA, stood at ₹46,131 crore, down 4.8% from June. That pulled the CASA ratio to 26.71% from 29.40% a quarter earlier. Cheaper deposits fund cheaper loans, so do watch the deposit rates your bank offers.
Key Statutory Highlights
- Bandhan Bank's loans grew 13% year-on-year in the September quarter, but sequential growth remained modest.
- CASA deposits stood at ₹46,131 crore, up 4.3% year-on-year but down 4.8% from June.
- The CASA ratio declined to 26.71% from 29.40% in the previous quarter and 27.97% a year earlier.
Actionable Advice for Taxpayers / Founders:If you bank with Bandhan Bank, review your deposit and loan arrangements and compare rates across banks before your next renewal, since a falling CASA ratio can add pressure on a bank's funding costs.
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TaxQue News Desk
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