INCOME TAX21 Sept 2026
AYUSH coverage in health insurance: 5 things to know about Ayurveda treatment; what’s covered, what’s not and more | Mint
Health insurance in India now covers Ayurveda treatment, after IRDAI pushed insurers to treat AYUSH care equally. This mainly helps patients choosing Ayurveda, but only inpatient treatment in a government-recognised hospital is usually covered. Cashless claims need an empanelled hospital and pre-authorisation; otherwise you pay first and claim reimbursement with bills and prescriptions. Check your hospital's eligibility before starting treatment.
Key Statutory Highlights
- Many health policies now include AYUSH treatment, and IRDAI expects insurers to cover Ayurveda equally instead of treating it as a secondary option.
- Inpatient care, where the patient stays admitted, is usually well covered, while outpatient visits, consultations and pharmacy purchases often are not.
- Claims depend on a government-recognised hospital with a qualified AYUSH physician, while spa-style therapies and cosmetic procedures are excluded.
Actionable Advice for Taxpayers / Founders:Before starting Ayurvedic treatment, confirm with your insurer that the hospital is recognised and in its network, and keep prescriptions, discharge summaries and bills ready in case you need to claim.
Statutory Disclaimer: TaxQue Shorts are AI-assisted editorial briefs for compliance awareness. This brief has not passed every source check; confirm the original notification before acting. This does not constitute formal legal or CA counsel.
TaxQue News Desk
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