INCOME TAX3 Sept 2026
16 mutual funds delivered over 20% SIP returns in 10 years; ₹10,000 monthly investment grew to ₹38.8 lakh
Only 16 mutual funds delivered over 20% annual SIP returns over 10 years, finds a new analysis. Nippon India Small Cap Fund led at 22.51%; a ₹10,000 monthly SIP grew to ₹38.8 lakh on ₹12 lakh invested. Long-term winners included small, mid, infra, healthcare and gold funds. But one-year performance looks very different, with small-caps dominating. Stay invested patiently; don't switch based on short-term rankings.
Key Statutory Highlights
- Nippon India Small Cap Fund gave the highest 10-year SIP return at 22.51% annualised.
- A monthly SIP of ₹10,000 in that fund grew to about ₹38.8 lakh over 10 years against ₹12 lakh invested.
- The one-year top returners were mostly small-cap funds, led by Bank of India Small Cap Fund at 52.89%.
Actionable Advice for Taxpayers / Founders:Review your SIP portfolio's long-term record rather than reacting to one-year returns, and consult an advisor before switching funds.
Statutory Disclaimer: TaxQue Shorts are AI-assisted editorial briefs for compliance awareness. This brief has not passed every source check; confirm the original notification before acting. This does not constitute formal legal or CA counsel.
TaxQue News Desk
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